Strategy

Lines of Credit

 

Lines of Credit are intended to protect clients against falling short of their monthly or quarterly expenses/goals. Alburton offers selections that makes all approved funds available with repayments that replenish as they’re repaid, with interest only paid on what is withdrawn.

Term Loans

 

A perfect fit for for receiving funds in one lump sum with fixed payments and a fixed term. Small business loans are ideal for bridging a gap or fluctuation in business cash flow, for a one-off purchase of equipment, to capitalize on an opportunity, or to complete a big job.

Asset Based Lending

 

Asset based loans allow businesses to borrow based on company assets on an ongoing basis to cover expenses or investments. These collateralized loans can free up more capital than other uncollateralized options.

SBA Lending

 

Federally-backed SBA loans are considered the gold standard in small business lending. They are typically paired with affordable once-monthly payments and no prepayment penalties, SBA loans and their partial guarantees by the government help reduce the lender’s risks which allows for the lower rates and longer terms.

Commercial Real-Estate Lending

 

Commercial real-estate lending can help foster future growth opportunities and help you determine where to compete. Whether you run a restaurant, construction firm, or an eCommerce website, all businesses need to minimize their legal liability and risk. Our commercial real-estate loans are ideal for covering expenses such as refinancing or renovations needed on current business real estate in addition to covering new real estate property.

Merchant Cash Advance

 

When the primary focus is expedition, MCAs are wrapped in situations governed by efficiency and speed. Everything from application to capital in your account can take less than 24 hours. The structure of a merchant cash advance offers a bit of protection for your business: when sales slow down, your payments do, too. Our clients have always walked away from their deals knowing that their core interests were preserved.